Decade in Review

I’ve been slow this year to get my usual annual market review out, and the more I read other people’s market reviews, the harder it gets to write something original here....

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Advanced Financial Planning

November is financial planning month. I've written plenty of times before about some basic financial planning, so I wanted to take a bit of a detour this month into the realm of “Advanced Financial Planning”....

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Registered Retirement Income Fund

It's November, and if you turned 71 this year or are turning 71 before year-end and haven't already converted your RRSP to a RRIF, the clock is ticking on you to a December 31st deadline (most institutions will require this to be done sooner)....

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What happened to all the top mutual funds?

Whatever happened to the top-performing mutual funds of 1994? Would they have made good investments over the past 25 years?...

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What's the alternative?

Aversion to investing in stocks can only be rational if there truly is an alternative to invest in. Is there an alternative?...

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Registered Education Savings Plans

Below you'll find my recently updated "RESP Wiki". As the name suggests, I update this post annually with any changes to legislation, as well as to add info based on questions from clients. It has, admittedly, gotten rather long....

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The Death of Equities

40th Anniversary Special...

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Why Index?

Many people espouse index funds because of their low cost and the overall less-than-stellar track record of active management. Well, here are a few more reasons why indexing trumps active investing....

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An Enhanced CPP?

2019 marks the first year of the 7 year implementation of the "Enhanced" Canada Pension Plan. What does this mean for your eventual retirement income? What does it mean to your paycheque?...

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When should I start my CPP?

I get this question a lot, more than any other retirement planning question. There’s no clean-cut answer, as everyone’s situation is different. Here are some things to consider....

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