Advanced Financial Planning

November is financial planning month. I've written plenty of times before about some basic financial planning, so I wanted to take a bit of a detour this month into the realm of “Advanced Financial Planning”....

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An Enhanced CPP?

2019 marks the first year of the 7 year implementation of the "Enhanced" Canada Pension Plan. What does this mean for your eventual retirement income? What does it mean to your paycheque?...

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When should I start my CPP?

I get this question a lot, more than any other retirement planning question. There’s no clean-cut answer, as everyone’s situation is different. Here are some things to consider....

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10 Questions to Ask Your Financial Planner

10 questions that everyone should ask their financial advisor, whether they currently deal with them or are planning on dealing with a new one....

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5 reasons why you should set your ultra-early retirement aspirations on FIRE

There’s been some chatter lately about the FIRE (Financial Independence Retire Early) “movement”. I’m going to use this blog post as my soapbox to give my frank and mostly unfiltered opinion on this nonsense....

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How much tax does a Tax Free Savings Account actually save?

I didn't hear of any celebrations, but 2018 is actually the tenth year of existence for the TFSA; the tenth year in which we Canadian residents have been able to contribute money to it. While ten years should be enough time for all of us to wrap our...

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